Belize Travel Insurance: Plans & Prices
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Reviewed By Last updated: 03/26/2026
Key Takeaways
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According to Squaremouth sales data, the most popular Belize travel insurance plans are offered by: Tin Leg, Travel Insured International, and IMG.
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Belize travel insurance costs roughly $237 on average, with almost 75% of customers opting for comprehensive coverage.
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Travelers to Belize should choose policies with robust Emergency Medical coverage, as U.S. health insurance is not accepted and the country presents a variety of health risks.
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Due to limited medical facilities available in Belize, especially outside Belize City, costly medical evacuations may be necessary in the event of a serious medical emergency.
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Belize visitors should be vigilant of petty crime such as pickpocketing, purse snatching, and theft in popular tourist areas. Travel insurance coverage with Baggage Loss protection can reimburse you for stolen or damaged personal items.
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Our online travel insurance comparison tool helps Belize travelers get quotes from multiple providers at once. For personal assistance, call our award-winning agents at 1-800-240-0369.
Squaremouth’s Belize Travel Insurance Recommendations
Over the last 12 months, the top three travel insurance plans purchased by travelers with upcoming trips to Belize on Squaremouth were:
Belize Cancellation Coverage
In 2026, the average Belize vacation cost travelers roughly $4,200. If a traveler needs to cancel their trip, they may stand to lose thousands of dollars if their trip is not protected by insurance.
Trip Cancellation coverage can reimburse travelers up to 100% of their nonrefundable trip costs if they need to cancel their plans for a covered reason. This can include prepaid flight, hotel, and activity expenses. The most common covered cancellation reason is injury or illness. Inclement weather and natural disasters can also be covered by this benefit, which can be common travel issues during certain months in Belize.
Most policies that include Trip Cancellation coverage also include the Trip Interruption benefit, which can reimburse travelers if they need to end their Belize trip early for a covered reason. Under this benefit, travelers may be eligible for reimbursement for their unused trip costs, as well as additional transportation expenses needed to return home.
Belize Travel Medical Insurance
Illness or injury can happen at any time during your trip. If you’re planning a trip to Belize, it’s highly recommended that you have travel medical insurance to cover any unexpected medical expenses that may arise during your trip. Travel medical insurance can be bought separately or as part of a comprehensive policy.
The main component of travel medical coverage is Emergency Medical, which can reimburse the costs to treat a medical emergency during a trip. Most medical policies will cover ambulance services, hospital and doctor bills, emergency dental services, and X-rays or lab costs. For travel to Belize, Squaremouth recommends a policy with at least $50,000 in Emergency Medical coverage.
The Medical Evacuation benefit can provide coverage for transportation to the nearest adequate medical facility in the event of a medical emergency. Belize has limited medical facilities, and serious medical emergencies may require evacuation to a neighboring country for treatment. For that reason, we recommend at least $100,000 in Medical Evacuation coverage for Belize trips.
Delay & Luggage Coverage in Belize
Most comprehensive policies also offer additional benefits that address common traveler concerns heading into a Belize vacation, such as delay coverage and luggage protection.
A policy’s Travel Delay benefit can reimburse travelers for expenses incurred throughout the duration of their delay, including meal and accommodation costs. For travelers taking multiple flights to reach Belize, the Missed Connection benefit can offer coverage for travelers who miss a connecting flight and need to make new travel arrangements.
In regards to luggage coverage, most policies include coverage if bags are delayed, lost, stolen, or damaged. The Baggage Delay benefit can cover the cost of necessities, such as toiletries and clothes, while a traveler waits for their bags. The Baggage & Personal Items Loss benefit may reimburse travelers if their luggage or belongings are lost, stolen, or damaged at any point during their trip.
Belize Sports and Adventure Coverage
Belize is renowned for its diving and snorkeling opportunities, thanks to the presence of the world’s second-largest barrier reef, which features the notable Great Blue Hole. In addition, Belize is also home to famous hiking, caving, and rappelling sites. It’s important to note that these excursions may not be covered by most travel insurance policies.
If you’re participating in the many adventurous activities Belize has to offer, it’s recommended that you get a policy that includes coverage for Sports & Activities. This benefit is designed to cover travelers who are participating in sports or adventurous activities, which may otherwise be excluded.
Those traveling with their own adventure gear or sports equipment can also receive coverage under a policy’s Sports Equipment Loss benefit. This can reimburse a traveler in the event their own sports equipment is lost or damaged during a covered trip.
Click here to begin your search for Belize Travel Insurance.
More Details on the Best Travel Insurance for Belize
Best-Selling Belize Travel Insurance Plan
Medical / Med Evac Coverage
$500,000 / $500,000Cancellation / Interruption Limits
100% / 150% of trip cost
The most popular policy among Belize travelers, representing more than 21% of all policy sales that list Belize as the primary destination
Features up to $500,000 in Emergency Medical coverage, which can cover hospital bills, doctor visits, and other medical expenses if you fall ill or get injured during your time in Belize
Provides among the highest-rated 24-Hour Emergency Assistance services of any provider on the market, which can help refer medical care, coordinate evacuations, and provide translation assistance
Most Customizable Coverage
Medical / Med Evac Coverage
$100,000 / $500,000Cancellation / Interruption Limits
100% / 150% of trip cost
Allows customers to choose from a wide range of optional add-ons, such as Cancel For Any Reason (CFAR), Interruption For Any Reason (IFAR), and Rental Car Damage protection
Coverage limits for in-demand benefits can be increased via policy upgrades for a small fee, allowing you to tailor your travel protection to your specific Belize itinerary
Includes up to $1,000 per person in Baggage Loss protection, which can cover the cost of your personal items that are lost, stolen, or damaged while in Belize
Offers complimentary coverage for children 17 and under, providing significant cost savings to families visiting Belize with young children
Best Evacuation Protection
Medical / Med Evac Coverage
$100,000 / $500,000Cancellation / Interruption Limits
100% / 150% of trip cost
Features up to $500,000 in Medical Evacuation and up to $100,000 in Non-Medical Evacuation coverage, which is plenty to cover emergency transportation services while in Belize
Covers the cost of medical repatriation and repatriation of remains, ensuring transport back to the United States if necessary
Provides strong coverage for cancellations, interruptions, and delays caused by natural disasters and inclement weather, which is essential if you’re traveling during Belize’s hurricane season
Reimburses medical expenses relating to a pre-existing medical condition if you purchase coverage within 21 days of your initial trip payment and meet other eligibility requirements
Belize Travel Insurance Trends and Data
Home to a diverse range of ecosystems, including tropical rainforests, mangrove swamps, and coral reefs, Belize has something to offer for all types of travelers.
Destination Rank: 50
Percentage of Squaremouth Sales: 0.50%
Average Premium: $237.70
Average Trip Cost: $4,195.91
Squaremouth Analytics compares thousands of travel insurance policies purchased over the last two years to identify changes and trends in the travel insurance industry.