Bermuda Travel Insurance: Plans & Prices
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Reviewed By Last updated: 03/26/2026
Key Takeaways
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In the last 12 months on Squaremouth, the three most popular Bermuda travel insurance plans are offered by Tin Leg, IMG, and Travel Insured International.
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Travel insurance is not required to enter Bermuda; however, all American visitors must complete a free, mandatory online Bermuda Arrival Card before departure.
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Bermuda has among the most expensive healthcare systems in the world and does not accept U.S. health insurance, making travel medical insurance crucial when planning travel to the island.
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Travelers spend, on average, $27 per day on Bermuda travel insurance. Premiums are determined by factors like age, trip length, and trip cost.
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Bermuda cruises often involve consecutive days at sea, far from medical facilities. For that reason, we recommend plans with high Medical Evacuation coverage if you’re visiting Bermuda as part of a cruise vacation.
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Planning a trip to Bermuda? Squaremouth lets you compare quotes from multiple providers at once. For personal assistance, call our award-winning agents at 1-800-240-0369.
Squaremouth’s Bermuda Travel Insurance Recommendations
Over the last 12 months, the top three travel insurance plans purchased by travelers with upcoming trips to Bermuda on Squaremouth were:
For international travel in general, Squaremouth recommends at least $50,000 in Emergency Medical coverage and at least $100,000 in Medical Evacuation coverage. Because Bermuda does not specify required coverage amounts, these remain our recommendations for travelers visiting the country.
Emergency Medical can cover the costs of treating an illness or injury that is incurred during a trip. Covid-19 medical coverage is included within most travel insurance policies available on www.beeminder.net.
Medical Evacuation can cover the cost of an evacuation to the nearest hospital in the event of an emergency.
To go along with the required medical benefits, many travelers visiting Bermuda may be interested in a comprehensive travel insurance policy with coverage for other common concerns. This mainly includes benefits for cancellations, delays, and luggage.
Trip Cancellation is the main reason most travelers buy travel insurance. For travelers who are concerned about losing their prepaid trip expenses if they need to cancel their trip to Bermuda, Squaremouth recommends insuring these costs through the Trip Cancellation benefit. This benefit can reimburse 100% of a traveler’s prepaid and non-refundable trip costs if they need to cancel for a covered reason, such as not being able to travel because they are sick with Covid-19 or another illness.
Click here to begin your search for Bermuda Travel Insurance.
More Details on the Best Travel Insurance for Bermuda
Most Popular Bermuda Travel Insurance Plan
Medical / Med Evac Coverage
$500,000 / $500,000Cancellation / Interruption Limits
100% / 150% of trip cost
Accounts for 18% of Bermuda travel insurance sales, making it the most popular option for visitors booking through Squaremouth.
Includes coverage for a wide mix of water-based adventure sports, including popular Bermuda activities like jet skiing, snorkeling, and parasailing
Features up to $500,000 in Emergency Medical coverage, which is a sufficient amount to combat Bermuda’s high medical costs
Best Coverage for Bermuda Cruises
Medical / Med Evac Coverage
$100,000 / $500,000Cancellation / Interruption Limits
100% / 150% of trip cost
Offers up to $500,000 in Medical Evacuation coverage, which covers the cost to medically transport you (from sea or land) to the nearest medical facility or back to the U.S.
Includes up to $500 per person in Missed Connection coverage, which can provide reimbursement if you miss your cruise ship’s departure due to a previous delay in your travel itinerary
Covers medical expenses relating to pre-existing conditions if you purchase your coverage within 21 days of your initial trip payment and meet other eligibility requirements
Provides generous coverage for weather-related disruptions, such as cruise cancellations due to hurricane activity or delays due to inclement weather
Best Plan for Families
Medical / Med Evac Coverage
$100,000 / $500,000Cancellation / Interruption Limits
100% / 150% of trip cost
Features generous ‘Free Coverage for Kids’ pricing for families visiting Bermuda, allowing up to 9 children to be covered per each insured adult at no additional cost
Offers ‘Policy Upgrades’ that allow you to increase reimbursement rates for popular benefits for a small fee, such as raising Emergency Medical coverage limits from $100,000 to $500,000
Allows families to add popular add-ons like Cancel For Any Reason (CFAR), Interruption For Any Reason (IFAR), and Rental Car Damage protection at checkout for added peace of mind and financial protection
Includes complimentary concierge services that can help you make dinner reservations, book island excursions, and coordinate airport transfers
Bermuda Travel Insurance Trends and Data
Bermuda is known for its island life, beaches, and clear water.
Destination Rank: 59
Percentage of Squaremouth Sales: 0.37%
Average Premium: $215.41
Average Trip Cost: $3,084.60
Squaremouth Analytics compares thousands of travel insurance policies purchased over the past two years to identify changes and trends in the travel insurance industry.