French Polynesia Travel Insurance: Plans & Prices
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Reviewed By Last updated: 03/26/2026
Key Takeaways
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Based on Squaremouth policy sales over the past year, the best-selling travel insurance plans among customers visiting the French Polynesian islands are offered by Travel Insured International, IMG, and Tin Leg..
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While medical care is available in French Polynesia, most modern facilities are concentrated in the capital city, Papeete. Serious medical emergencies, particularly on smaller islands, may require costly medical evacuations.
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Travel insurance for trips to French Polynesia can be costly, with premiums averaging $650–$700. Higher overall trip costs and longer trip durations are the main factors driving these prices.
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French Polynesia is famous for world-class surfing and is also ideal for adventure sports like jet skiing and scuba diving. Because these activities are high-risk, they often require specialized travel insurance coverage.
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Natural disasters such as tsunamis and cyclones, along with tropical diseases, are the primary risks to consider before traveling to French Polynesia.
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Heading to Tahiti, Bora Bora, or other scenic islands? Try our online travel insurance comparison tool to get multiple travel insurance quotes at once. For personal assistance, call our award-winning agents at 1-800-240-0369.
Squaremouth’s French Polynesia Travel Insurance Recommendations
Over the last 12 months, the top three travel insurance plans purchased by travelers with upcoming trips to the French Polynesia on Squaremouth were:
Squaremouth recommends at least $50,000 in Emergency Medical coverage and at least $100,000 in Medical Evacuation coverage. Emergency Medical can cover the costs of treating an illness or injury that is incurred during a trip, and Medical Evacuation can cover the cost of an evacuation to the nearest hospital in the event of an emergency.
In general, Trip Cancellation is the main reason most travelers buy travel insurance. For travelers who are concerned about losing their prepaid trip expenses if they need to cancel their trip, Squaremouth recommends insuring these costs through the Trip Cancellation benefit. This benefit can reimburse 100% of a traveler’s prepaid and non-refundable trip costs if they need to cancel for a covered reason, such as not being able to travel because they are sick.
Click here to begin your search for French Polynesia Travel Insurance.
More Details on the Best Travel Insurance for Anguilla
Top-Selling Plan
Medical / Med Evac Coverage
$100,000 / $500,000Cancellation / Interruption Limits
100% / 150% of trip cost
Represents 18% of all travel insurance policy sales among Squaremouth customers visiting French Polynesia, making it the most popular choice on the market
Includes robust Trip Cancellation coverage that protects up to $100,000 in prepaid, non-refundable trip costs, making it a great choice if your trip involves high upfront costs
Known for its flexibility and customization, letting customers customize their coverage with add-ons like Cancel For Any Reason (CFAR) and policy upgrades that increase coverage limits on popular benefits
Great for Evacuation Coverage
Medical / Med Evac Coverage
$100,000 / $500,000Cancellation / Interruption Limits
100% / 150% of trip cost
Comes standard with $500,000 in Medical Evacuation coverage, which can cover the cost of airlifting you from a small island to the capital or another country for treatment following a serious medical emergency
Features up to $100,000 in Non-Medical Evacuation coverage that can cover the cost to get you to a place of safety in the event of a tsunami or other natural disaster at your destination
Provides a generous 21-day time-sensitive window, making it easier to qualify for benefits such as CFAR and Pre-Existing Condition waivers
Best for Medical Coverage in French Polynesia
Medical / Med Evac Coverage
$500,000 / $500,000Cancellation / Interruption Limits
100% / 150% of trip cost
Includes $500,000 in Emergency Medical coverage, helping cover medical expenses if you contract a tropical disease or are injured in an accident while in French Polynesia
Great for adventure travel, providing coverage for more than 250 adventure activities like surfing, snorkeling, and cage diving with sharks
Offers best-in-class 24/7 Emergency Assistance services that can help refer you to quality medical care, coordinate evacuations from remote islands, and facilitate upfront payment at medical facilities
French Polynesia Travel Insurance Trends and Data
French Polynesia is known for its unique landmarks and diving experiences, as well as many islands such as Tahiti and Bora Bora.
Destination Rank: 69
Percentage of Squaremouth Sales: 0.27%
Average Premium: $670.47
Average Trip Cost: $8,792.09
Squaremouth Analytics compares thousands of travel insurance policies purchased over the last two years to identify changes and trends in the travel insurance industry.