Nepal Travel Insurance: Plans & Prices
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Reviewed By Last updated: 04/01/2026
Key Takeaways
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Our analysis shows that Tin Leg, IMG, and Seven Corners offer the best travel insurance for Nepal.
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Nepal travel insurance usually costs between $250-$300 per trip. On average, travelers spend roughly $11 per day on trip protection.
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Nepal is well-known for its world-class trekking in the Himalayas. This activity is generally considered high-risk by travel insurance providers, so specialized adventure coverage is often required.
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While not required to enter Nepal, virtually all reputable Nepal tour operators and trekking agencies require proof of comprehensive travel insurance before booking.
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While Nepal has many quality facilities in Kathmandu and Pokhara, resources can be hard to come by in rural areas. We recommend prioritizing plans with strong Medical Evacuation coverage.
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Try our online travel insurance comparison tool to get multiple travel insurance quotes at once for Nepal. For personal assistance, call our award-winning agents at 1-800-240-0369.
Squaremouth’s Nepal Travel Insurance Recommendations
Over the last 12 months, the top three travel insurance plans purchased by travelers with upcoming trips to Nepal on Squaremouth were:
To meet the requirements implemented by the Nepal government, Squaremouth recommends travelers buy a policy with at least $50,000 in Emergency Medical coverage and at least $100,000 in Medical Evacuation coverage.
Emergency Medical and Medical Evacuation are separate benefits. Emergency Medical can reimburse travelers for the cost of treatment during their trip, such as hospital fees and physician services. Medical Evacuation can cover the cost of an evacuation to the nearest hospital in the event of an emergency.
Travelers who are concerned about losing their prepaid trip payments if they have to cancel their trip to Nepal can cover these costs through a Trip Cancellation policy. Trip Cancellation is designed to reimburse 100% of a traveler’s prepaid and non-refundable trip costs if they need to cancel for a covered reason. The most common covered reason is an illness or injury.
Click here to begin your search for Nepal Travel Insurance.
More Details on the Best Travel Insurance for Nepal
Great for Nepal Adventure Trips
Medical / Med Evac Coverage
$500,000 / $500,000Cancellation / Interruption Limits
100% / 150% of trip cost
The most popular travel insurance policy among Squaremouth customers visiting Nepal, accounting for more than 25% of all policy sales for the destination
Covers more than 250 different high-risk sports and activities*, including popular Nepal adventure excursions like hiking, trekking, and white water rafting
Includes top-rated 24-Hour Emergency Assistance services, which can refer you to local medical care, coordinate evacuations, and provide upfront payment for treatment when needed
Best Coverage for Evacuations
Medical / Med Evac Coverage
$100,000 / $500,000Cancellation / Interruption Limits
100% / 150% of trip cost
Provides up to $500,000 in reimbursement for medical evacuations, which can transport you to the nearest adequate medical facility if you get sick or injured in a remote region of Nepal
Includes $100,000 in reimbursement for non-medical evacuations, which can transport you to a place of safety in the event of earthquakes, floods, landslides, and other natural disasters
Offers $1,000 in Trip Delay protection to cover meals and lodging when your flight to Nepal is delayed by at least six hours for a covered cause
Best Coverage for Medical Emergencies
Medical / Med Evac Coverage
$500,000 / $1,000,000Cancellation / Interruption Limits
100% / 150% of trip cost
Comes standard with $500,000 in Emergency Medical coverage, which can cover the cost to treat unexpected injuries and illnesses like altitude sickness and food poisoning
Covers pre-existing medical conditions if you purchase your policy within 20 days of making your initial trip deposit and meet other eligibility requirements
Provides $2,500 in Baggage Loss protection per traveler, covering theft or damage of personal items while visiting Nepal
Nepal Travel Insurance Trends and Data
Destination Rank: 77
Percentage of Squaremouth Sales: 0.17%
Average Premium: $295.12
Average Trip Cost: $3,907.33
Squaremouth Analytics compares thousands of travel insurance policies purchased over the last two years to identify changes and trends in the travel insurance industry.