Zimbabwe Travel Insurance: Plans & Prices
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Reviewed By Last updated: 04/01/2026
Key Takeaways
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Based on Squaremouth policy sales in the last 12 months, the best Zimbabwe travel insurance plans are offered by Travel Insured International, Tin Leg, and Seven Corners..
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Zimbabwe travel insurance costs $900-$950 on average, with travelers spending roughly $54 per day on coverage.
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Medical care in Zimbabwe is limited, particularly outside major cities. If you are visiting remote areas of the country, such as national parks, Medical Evacuation coverage is essential.
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Zimbabwe is one of the most expensive destinations in the world, with an average trip cost of more than $19,000. To protect your travel expenses you unexpected cancellations, opt for comprehensive travel insurance with robust Trip Cancellation coverage.
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Guided safaris are a big draw among Zimbabwe visitors, but these trips often require specialized coverage due to the increased risk of injury and evacuations.
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Try our online travel insurance comparison tool to get multiple Zimbabwe travel insurance quotes at once. For personal assistance, call our award-winning agents at 1-800-240-0369.
Squaremouth’s Zimbabwe Travel Insurance Recommendations
Over the last 12 months, the top three travel insurance plans purchased by travelers with upcoming trips to Zimbabwe on Squaremouth were:
From ancient cities to wondrous scenery, Zimbabwe is one of Africa’s most exciting and popular destinations. Not to mention, the country is also home to the Big Five, making it a world-famous safari destination, too. All of this comes at a high price tag, however, and visitors traveling from abroad are encouraged to protect their trip investment in the event of unforeseen events disrupting their plans.
While Zimbabwe has no official travel insurance requirements, it’s recommended to get a policy that includes coverage for cancellations, medical emergencies, delays, and lost luggage.
Cancellation Coverage for Zimbabwe
From flights to safari tours, visiting Zimbabwe can be a costly adventure. Squaremouth data indicates that the average trip to Zimbabwe costs travelers nearly $15,000, making it one of the most expensive destinations in the world.
Having a travel insurance policy with cancellation coverage is a smart way to protect your trip investment. With the Trip Cancellation benefit, travelers can be reimbursed for all of their prepaid and non-refundable trip expenses if they fall ill, get injured, or experience other covered disruptions before departing for their trip.
Policies with Trip Cancellation also include Trip Interruption coverage, which can provide travelers reimbursement if unexpected events cause them to return home from their trip early. This benefit applies to travelers who have already departed for their trip and have unused, nonrefundable trip costs.
The most common covered reasons include unforeseen illness, injury, or death of the traveler, a traveling companion, or a non-traveling family member. Other covered cancellation reasons may also include terrorism, inclement weather, or a natural disaster, among others.
Zimbabwe Travel Medical Insurance
Safaris and adventure tourism are some of the main drivers of visitors to Zimbabwe, often taking travelers deep into remote areas of the country. When traveling to remote locations, far from hospitals and treatment facilities, it’s recommended to have a policy with high medical coverage. This is one of the most important safari travel insurance benefits, as the cost of medical treatment can be significant.
Travel medical coverage is broken down into two main components: Emergency Medical and Medical Evacuation.
The Emergency Medical benefit is designed to provide treatment during a trip. If a traveler in your group is injured or falls ill during your trip, the Emergency Medical benefit can cover the cost of treatment. This includes ambulance services, lab costs, medical bills, x-rays, and other physician services. With the potential for high medical costs when visiting Zimbabwe, we recommend a policy of at least $100,000 in Emergency Medical coverage.
The Medical Evacuation benefit can cover the costs of transportation to the nearest adequate medical facility in the event of an emergency. While in Zimbabwe, this may involve lengthy drives or air-ambulance assistance. For that reason, we recommend visitors find a policy with at least $250,000 in Medical Evacuation coverage.
Zimbabwe Delay Coverage
While Zimbabwe attracts millions of tourists each year from around the world, getting to the Southern African nation isn’t always an easy journey, and often requires a multi-leg journey. With that comes a higher chance of travel disruptions and delays. This is a growing concern for travelers in today’s travel landscape.
Fortunately, most comprehensive travel insurance policies offer protection for travelers that experience delays that impact their trip.
Travelers enroute to Zimbabwe that experience a delay may be eligible for food and accommodation reimbursement through their policy’s Travel Delay benefit. If the delay causes them to miss a connecting flight, the Missed Connection benefit can also reimburse for a new flight or other costs associated with catching up with their trip.
To be eligible for delay coverage, a delay must reach a certain length, which can typically range from 3-12 hours. The best policies for travel delay will have lower delay requirements and higher coverage limits, with some policies reimbursing up to $2,000 per traveler.
Most comprehensive travel insurance policies also include luggage protection. Both the Baggage Delay and Baggage & Personal Items Loss benefits offer reimbursement to travelers if their baggage gets damaged, delayed, or lost at any point during their trip.
Click here to begin your search for Zimbabwe Travel Insurance.
More Details on the Best Travel Insurance for Zimbabwe
Most Popular Zimbabwe Travel Insurance Plan
Medical / Med Evac Coverage
$100,000 / $500,000Cancellation / Interruption Limits
100% / 150% of trip cost
The most popular Zimbabwe travel insurance plan on Squaremouth, accounting for over 22% of all policy sales for the destination
One of the best policies on the market when it comes to customization, offering popular add-ons like Cancel For Any Reason and Interruption For Any Reason that can add flexibility and financial protection to your trip
Protects $100,000 of your prepaid, non-refundable trip costs, making it a great option if your upfront trip payments include costly airfare and luxury safari tours
Best Plan for African Safari Tours
Medical / Med Evac Coverage
$500,000 / $500,000Cancellation / Interruption Limits
100% / 150% of trip cost
Covers $500,000 in unexpected medical expenses, providing reimbursement if you get sick or injured throughout your time in Zimbabwe
Provides coverage for safari tours and other high-risk activities, offering reimbursement if you get injured while on a guided safari expedition
Known for dependable 24-Hour Emergency Assistance services, which can help you find the best local medical care, coordinate evacuations, and facilitate upfront payment if necessary for treatment
Best Overseas Medical Insurance
Medical / Med Evac Coverage
$500,000 / $1,000,000Cancellation / Interruption Limits
100% / 150% of trip cost
Features $500,000 in Emergency Medical coverage, which includes reimbursement for pre-existing condition flare-ups if you purchase your policy within 20 days of your first trip payment
Offers $1,000,000 in coverage for medical evacuations if you suffer a severe medical emergency in one of Zimbabwe’s famous national parks and need to be transported to the nearest medical facility
Features up to $2,000 in Trip Delay coverage that reimburses you for meal and hotel expenses if your flights to Zimbabwe are significantly delayed due to a covered reason
Zimbabwe Travel Insurance Trends and Data
While traveling to Zimbabwe comes with a high price tag, visitors get to experience the country’s natural beauty, diverse wildlife population, and incredible culture.
Destination Rank: 101
Percentage of Squaremouth Sales: 0.06%
Average Premium: $922.79
Average Trip Cost: $13,687.54
Squaremouth Analytics compares thousands of travel insurance policies purchased over the last two years to identify changes and trends in the travel insurance industry.